When it comes to shopping for Christmas, the phrase: “Better late than never” just doesn’t apply anymore. Every week during the year, department stores have sales. In addition, if you check the Sunday papers every week, odds are you will find some store offering a sale the following week. ...Continue reading...

You have made your Christmas list, checked it twice, and now you are prepared to venture out on the most important day of the year – Black Friday. Wait! There is just one word of caution – do not go Money Mad on this sales day! Who doesn’t love ...Continue reading...

With Christmas just around the corner, here are some shopping tips and suggestions that can save you money and help reduce the time spent shopping. Department Stores * Make your gift list before you shop. * Assign a dollar value to each gift and stick to it. * Begin shopping earlier in the year, ...Continue reading...

With the Christmas holidays two months away, you have probably made your list of gifts for family and friends. Perhaps you have also decided to reduce the amount spent per gift this year, and that’s ok. Frugal gift giving doesn’t necessarily mean cheap, but rather thoughtful and creative ...Continue reading...

While we all enjoy the Christmas holidays, once the bills begin to arrive we are usually brought back down to earth with a bang. If you want to avoid holiday debt, here are some tips. Open up a Christmas club on January 2nd. You can contribute five or ten ...Continue reading...